Recordkeeping
A non-repudiable audit trail of every compliance check — capability evaluation, sanctions screen, delegation verification, revocation status — logged with cryptographic evidence and regulatory citation.
Why This Matters
Sean Neville explicitly requires a "non-repudiable audit trail" for agent commerce. When an AI agent makes a financial decision autonomously, every stakeholder — the principal, the counterparty, the regulator — needs to see exactly what was checked, what the outcome was, and what evidence supports that outcome.
Every record in the audit trail includes a cryptographic evidence hash that can be independently verified. The hash covers the input data (agent DID, transaction parameters), the check logic (rule evaluated), and the result. Tampering with any element changes the hash.
The GENIUS Act §8 mandates recordkeeping for all payment stablecoin transactions. This audit trail satisfies that requirement by generating exportable, structured records that a compliance officer could file as evidence of due diligence.
Export
Dedicated Audit Platform
StableAudit.com extends this audit trail into a complete platform — receipt verification, regulatory field mapping across BSA/AML, FATF, GENIUS Act, and FinCEN, interactive pipeline architecture diagrams, and VC-format export for tamper-evident regulatory submissions.
Explore StableAudit.com →Regulatory Alignment
| Requirement | Source | Audit Trail Coverage |
|---|---|---|
| Recordkeeping | GENIUS Act §8 | Every compliance check logged with timestamp, evidence hash, and regulatory citation |
| Transaction monitoring | BSA/AML | Real-time logging of all capability evaluations and sanctions screenings |
| Suspicious activity evidence | BSA SAR, GENIUS §5(c) | Failed checks generate immediate audit entries with failure reason and evidence |
| Non-repudiable trail | ACK Architecture | Cryptographic evidence hashes ensure tamper-evident records |
| Examiner access | GENIUS Act §8(b) | Exportable JSON and PDF formats for regulatory examination |